• Call (011) 791 4664 / Email info@commfree.co.za

  • Buying a Property

  • In general, the documentation required separate to the documentation required for a new home loan, would be your standard FICA documentation eg.

    • Copy of your ID document. (For both parties if applicable)
    • Copy of Marriage Certificate or ANC Contract (If applicable)
    • Proof of address (recent)
    • PAYE details (for both parties if applicable)
    • Proof of funds if purchasing for cash.

    Documentation Required For a New Home Loan if you are an employee

    • Proof of income: your latest salary advice. If you earn commission or overtime, please provide that latest six salary advices. (For both parties if applicable)
    • Three months personal bank statements. (For both parties if applicable). Six months If you earn commission or overtime.
    • Copy of your ID document. (For both parties if applicable)
    • Copy of Marriage Certificate or ANC Contract (If applicable)
    • Copy of Purchase Agreement

     Documentation Required For a New Home Loan if you are self-employed;

    • Proof of income: Letter of Drawings from an Accountant. (For all applicants if applicable)
    • Six months personal bank statements. (For all applicants if applicable)
    • Six months business account bank statements
    • Latest Financial Statements
    • Copy of your ID document. (For all applicants if applicable)
    • Copy of Marriage Certificate or ANC Contract. (If applicable)
    • Copy of Registration Documents of Trust Deed. (Whichever is applicable)
    • Copy of Purchase Agreement

     

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